Here is an explanation of “risk intelligence”:
You can find the risk intelligence test at the top of this page:
High risk intelligence is quite rare. Fifty years of research in the psychology of judgement and decision making shows that most people are not very good at thinking clearly about risky choices. If risk intelligence was more common, the world wouldn’t be mired in financial crisis, since this was largely caused by unwise lending and borrowing – both of which involve risk intelligence. Too many lenders and borrowers overestimated the chances that loans would be repaid.
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