Want to get your credit report for free so you can check it? You can, because there is a federal law that requires it. The FTC offers this page:
The Federal Trade Commission’s Information on Free Annual Credit Reports
From the site:
A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. But there’s only one online source authorized to do so. That’s annualcreditreport.com. Beware of other sites that may look and sound similar…
See also: 5 No BS Ways To Get A Credit Score For Free
Here’s a nice explanation of credit scores and reports:
How to improve your credit score:






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